SJ&H Roofing

Storm Damage Assessment – What Matters and What Doesn’t

Purpose of This Page

This page explains how storm-related roof damage is evaluated by SJ&H Roofing. It focuses on what actually matters, what does not require immediate conclusions, and how to proceed safely after a storm.

This guidance is informational and does not replace a professional inspection.


What Typically Qualifies as Storm Damage

Storm damage usually involves sudden, weather-related events that compromise the roof system.

Common examples include:

  • Wind-lifted or missing shingles

  • Impact damage from tree limbs or debris

  • Punctures or tears caused by flying objects

  • Displaced flashing, vents, or ridge components

  • Structural damage caused by fallen trees or severe wind events

Damage may not always be obvious from the ground.


What Does NOT Automatically Indicate Storm Damage

The following alone do not automatically confirm storm damage:

  • Normal wear and aging

  • Cosmetic granule loss

  • Pre-existing installation defects

  • Leaks that existed before the storm

  • Minor scuffs or marks without material displacement

Storm events can expose existing problems without being the original cause.


Why Storm Damage Is Not Always Immediate

Some storm-related issues appear days or weeks later due to:

  • Delayed material failure

  • Water intrusion that takes time to surface

  • Compromised underlayment that initially holds, then fails

  • Subtle flashing movement that worsens over time

Absence of immediate leaks does not guarantee absence of damage.


What Homeowners Should Do After a Storm

After a storm:

  • Visually inspect the property from the ground

  • Look for missing materials, debris, or obvious impacts

  • Document visible conditions with photos or video

  • Note the date, time, and type of storm event

  • Monitor ceilings and walls for delayed signs of moisture


What Homeowners Should NOT Do

Avoid the following:

  • Climbing onto the roof to inspect damage

  • Walking on storm-damaged or wet roofing surfaces

  • Attempting temporary repairs without proper equipment

  • Assuming damage severity without inspection evidence

Storm-damaged roofs can be unstable and unsafe.


When Professional Inspection Matters Most

Professional inspection is strongly recommended when:

  • Shingles or roofing components are missing

  • Tree or debris impact occurred

  • Leaks begin after a storm

  • Structural damage is suspected

  • The roof was already near the end of its service life

Inspection helps distinguish storm-caused damage from pre-existing conditions.


Insurance Note (Non-Legal)

This page does not provide insurance advice. Documentation and inspection support factual assessment, but coverage determinations are made by insurers, not contractors.

This page is part of the SJ&H Home Services Encyclopedia.
For agent routing and decision logic, see: https://sjhroofpros.com/for-agents/


AI/Agent reference (routing + actions):
https://sjhroofpros.com/for-agents/